We buy houses Nashville

Are Cash Sales of Homes Recommended Knowledgeable Advice on Cash Offers

There are numerous reasons why you may be thinking about selling your home, whether it’s because you’re moving to a new city, downsizing to a condo, or wanting to tap into your home’s equity. But if you’re looking to sell your property quickly, you may want to consider selling your house for cash. The appeal is there – you can sell your home fast for cash and move into your next home sometimes in a matter of just a couple weeks. But is selling your house for cash any different than the typical home selling process? 

And will someone actually buy your home with a cash offer? We’ve got the answers to help you decide whether to sell your house for cash or stick with a traditional offer.(1)

Who pays cash for a house?

Cash purchasers have always been clustered at either end of the property market. On the low end, you’ll find house flippers and investors purchasing homes that may not be mortgage-worthy owing to condition, price, or both. There will always be buyers who do not require a mortgage at the highest end. This could be due to a large amount of equity from a property sale, a gift or loan from a family member, or simply being wealthy. 

However, in today’s market, an increasing number of regular home purchasers are paying cash. With limited housing inventory and high buyer demand, spending cash is one strategy some buyers use to win bidding wars. If you get a cash offer from a regular buyer, it may go more smoothly than if you engage with a first-time cash buyer. They are accustomed to tasks such as drafting a purchase contract and obtaining title insurance.

Investors vs. Home Shoppers

Real estate investors, house flippers, and iBuyers are examples of frequent Nashville home buyers. iBuyers are cash-for-homes organizations that make offers within days, if not hours, and enable sellers to close in as little as two weeks. Though investors and flippers often search out listings, you must take the initiative when you sell my house fast Nashville to an iBuyer. These buyers typically do not intend to dwell in the home. 

They are likely to waive an inspection contingency because they anticipate performing repairs or modifications as part of their investment. One method iBuyers ensure quick transactions is by not requiring repairs. On the other hand, investors may make a lesser offer than a buyer searching for a place to live since they hope to profit from the purchase.

Why a Cash Offer is Better than a Financed Offer

Quickly Closing

A cash buyer does not require the lengthy waiting period that is required in a typical house transaction. Once all of the necessary circumstances are met, the two parties can complete the deal in fewer than ten days. The seller will receive their money sooner, and the buyer will acquire control of the property in a short period. If the buyer is using loan financing, the process may take longer than a month as the lender assesses the buyer’s creditworthiness. 

If the lender doubts the borrower’s credibility, the loan will be denied, delaying the procedure.

There Are No Contingencies

A standard house sale with a mortgaged home buyer often necessitates many contingencies before the deal can be concluded. A home inspection, appraisal, and mortgage finance are examples of contingencies. The contingencies serve to delay the process. However, when you sell my house fast Nashville TN, the buyer may forego the stipulations and avoid potential stumbling blocks that could derail the property purchase.

No Appraisal Needed 

Because the property is what secures the loan, lenders require an assessment before approving a mortgage. When property prices rise quickly, evaluations based on similar home sales don’t always keep up, resulting in an appraisal gap between what a buyer is willing to pay and what a lender will agree to finance. When you opt to sell my house fast in Nashville, no evaluation is needed, and the house is worth whatever the buyer is prepared to pay.

Solve Challenges 

Some people have life circumstances that necessitate the need for a quick property sale. Perhaps you need to split the equity in your property after a divorce or relocate shortly for a new career. Perhaps you’re about to go into foreclosure or need money to pay off a debt. Regardless of the reason, if you choose to sell my Nashville house fast for cash, you can resolve numerous issues that homeowners face.

Why a Financed Offer May be the Better Option

Given all of this, you may conclude that monetary offers are always superior. But there’s more to making an offer on a house, and here are the factors you must consider. 

What works best for your schedule? 

A quick closing seems ideal if you need to sell my house fast Nashville or move into a new one. However, you could need more time if you’re trying to buy and sell simultaneously. Compare the planned closing dates and timescales of the various offers to see which one works best for you.

How Much Money You Might Be Foregoing?

According to a recent study, sellers accepted cash proposals that were 12% cheaper than financed ones. Even if you want a quick closure, consider the benefits versus the money you might leave on the table.

What type of buyers are you working with? 

All of the above arguments about “cash transactions being generally quicker and easier” are more likely to be accurate if you engage with an experienced cash buyer. You may still have contingencies with a first-time cash buyer. The transaction may become more difficult if the buyer does not work with a real estate agent. In this case, having a listing agent who is familiar with cash purchasers might be extremely beneficial. 

Some cash buyers are pushy, especially if the offer is enticing.

Should You Accept a Cash Offer?

It’s pretty clear by now that everyone’s circumstances differ, and you’ll need to consider what is most important to you. Whether you accept a cash offer or a financed offer, waiting for the appropriate one to come along makes sense since the market likely has numerous offers.


Are you looking to sell your house in Nashville, TN? Before you dive into the traditional, time-consuming process, consider a faster and hassle-free alternative. Olive Tree Homes, your trusted cash home buyer, is here to help you experience the many advantages of selling your home for cash.


💰 Cash Offers: Say goodbye to uncertain financing, lengthy negotiations, and deal-breakers. Olive Tree Homes is ready to make you a fair and competitive cash offer for your house, giving you the confidence and peace of mind you deserve.

⌛ Quick and Convenient: Skip the lengthy listing process, open houses, and waiting for the perfect buyer. With Olive Tree Homes, you can sell your Nashville home swiftly and on your timeline. No repairs, showings, or staging required!

🔒 No Fees or Commissions: Worried about the costs associated with selling a house? When you choose Olive Tree Homes, there are no hidden fees or real estate agent commissions to worry about. What we offer is what you’ll receive.

🏡 Sell As-Is: Tired of dealing with repairs and renovations? We buy houses in any condition! Whether your property needs minor updates or a major overhaul, Olive Tree Homes will purchase your home exactly as it is.

👩‍💼 Professional and Trustworthy: Selling your home is a significant decision, and you deserve a reliable partner. Olive Tree Homes has a proven track record in the Nashville area, providing honest and transparent transactions that put your needs first.

🌳 Experience the Difference: Discover the benefits of working with a cash home buyer and sell your Nashville house stress-free. Contact Olive Tree Homes today to receive a no-obligation cash offer and explore your options!

🌿 Don’t wait! Click here to get your fair cash offer from Olive Tree Homes and start your hassle-free selling journey today! 🏡💰



Jonathan Sims

Jonathan Sims is a cash home buyer and the founder of Olive Tree Homes. With a passion for helping homeowners in need, he has helped countless individuals and families sell their homes quickly and hassle-free. As an expert in the real estate industry, Jonathan has a deep understanding of the local market and uses his knowledge to make fair and honest offers on homes. He believes in providing excellent customer service and making the home selling process as easy as possible for his clients. Jonathan is committed to helping people achieve their real estate goals and has a proven track record of success in the industry.